Real estate appraisal services for homeowners in Allegheny, Washington and Westmoreland Counties
See the top 7 reasons Pennsylvania homeowners call on JK Appraisals,LLC:
We at JK Appraisals,LLC understand the individual needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in a local area that is going down or not appreciating as much as other homes close to yours. That means you're going to pay more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from JK Appraisals,LLC is your chief weapon when challenging your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. JK Appraisals,LLC is seasoned in helping homeowners just like you remove unneeded PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be disadvantageous from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. JK Appraisals,LLC can help you reinstate your HELOC.
Need Field Review Services?Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review.
While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.